Find Unclaimed Money and Lost Funds Owed to You

Unclaimed money refers to funds that belong to individuals or businesses but were never collected. This can include forgotten bank accounts, uncashed checks, insurance payouts, utility deposits, tax refunds, and other financial assets.

Each U.S. state manages its own unclaimed property program. UnclaimedMoney.org helps you understand how unclaimed funds work and how to search for money that may be owed to you.

Unclaimed property programs are run individually by each state, so searches must be completed through the appropriate state database.

How to Find Unclaimed Money

Step 1: Search by State

Start by selecting the state where you lived, worked, or did business. Each state maintains its own unclaimed property database.

Step 2: Review Possible Matches

Search results may include bank accounts, checks, insurance proceeds, or other assets listed under your name or business.

Step 3: File a Claim

Once you find a match, follow the state’s claim process to verify your identity and recover your funds.

Start With These Popular States

New York Unclaimed Money

New York holds over $18 billion in unclaimed money, with new claims paid every day through the NYS Comptroller. Use our New York unclaimed property guide to search securely and see if you’re owed part of these billions.

California Unclaimed Money

California manages one of the largest unclaimed property programs in the U.S., holding more than $11 billion in forgotten accounts. Start your California unclaimed money search to check for dormant bank accounts, refunds, and cash in your name.

Texas Unclaimed Money

Texas returns hundreds of millions annually and currently safeguards over $7 billion in unclaimed property for residents. Use our Texas unclaimed money tools to see if the state is holding lost funds, checks, or assets for you.

Florida Unclaimed Money

Florida’s Bureau of Unclaimed Property has reunited more than $2 billion with residents, and billions more remain unclaimed. Search Florida unclaimed money records to discover whether refunds, insurance proceeds, or accounts belong to you.

Pennsylvania Unclaimed Money

Pennsylvania holds more than $4 billion in unclaimed property, including refunds, uncashed checks, and dormant accounts. Use our PA unclaimed money search guide to quickly see if any of these unclaimed assets are yours.

Is Unclaimed Money Legit?

Yes. Unclaimed money is real and managed by official state government agencies. Funds become unclaimed when businesses or organizations are unable to contact the rightful owner.

UnclaimedMoney.org is an independent informational resource designed to help users understand the unclaimed property process and locate official state databases.

Who We Are

UnclaimedMoney.org is an independent educational resource created to help people search for unclaimed money and unclaimed property programs across the United States.

We are not a government agency, and all searches are free through official state websites.

Latest Unclaimed MoneGuides & Articles

How to Find Unclaimed Money by State

How to Find Unclaimed Money by State Unclaimed money is more common than most people realize. Billions of dollars are held by U.S. states when businesses and organizations cannot locate ...

Learn More →

Unclaimed Money FAQs

What is unclaimed money?

Unclaimed money refers to financial assets that belong to an individual or business but were never collected. Common examples include forgotten bank accounts, uncashed checks, insurance benefits, refunds, and utility deposits.

Is unclaimed money real and legitimate?

Yes. Unclaimed money is real and is held by official U.S. state government agencies until the rightful owner files a claim.

How do I search for unclaimed money?

To search for unclaimed money, start by checking the unclaimed property database for each state where you lived, worked, or owned a business.

Do I have to pay to claim unclaimed money?

No. Filing a claim through an official state unclaimed property program is free. Be cautious of third-party services that charge a fee.